【可支配收入】指住户在调查期内获得的、可用于最终消费支出和储蓄的总和，即调查户可以用来自由支配的收入。按照收入的来源，可支配收入包含四项，分别为：工资性收入、经营净收入、财产净收入和转移净收入。

【工资性收入】指就业人员通过各种途径得到的全部劳动报酬和各种福利，包括受雇于单位或个人、从事各种自由职业、兼职和零星劳动得到的全部劳动报酬和福利。

【经营净收入】指住户或住户成员从事生产经营活动所获得的净收入，是全部经营收入中扣除经营费用、生产性固定资产折旧和生产税之后得到的净收入。计算公式具体为：

经营净收入=经营收入-经营费用-生产性固定资产折旧-生产税

【财产净收入】指住户或住户成员将其所拥有的金融资产、住房等非金融资产和自然资源交由其他机构单位、住户或个人支配而获得的回报并扣除相关的费用之后得到的净收入。财产净收入包括利息净收入、红利收入、储蓄性保险净收益、转让承包土地经营权租金净收入、出租房屋净收入、出租其他资产净收入和自有住房折算租金等。财产净收入不包括转让资产所有权的溢价所得，这应该计入“非收入所得”。计算公式具体为：

财产净收入=财产性收入-财产性支出

【转移净收入】指国家、单位、社会团体对住户的各种经常性转移支付和住户之间的经常性收入转移扣除调查户对国家、单位、住户或个人的经常性或义务性转移支付之后得到的净收入。包括国家、单位、社会团体对住户转移的养老金或退休金、社会救济和补助、政策性生活补贴、救灾款、经常性捐赠和赔偿、政策性生产补贴以及报销医疗费等，住户之间的赡养收入、住户非常住成员寄回带回的收入等，在扣除缴纳的税款、各项社会保障支出、赡养支出、经常性捐赠和赔偿支出以及其他经常转移支出等的净收入。计算公式具体为：

转移净收入=转移性收入-转移性支出

【实物福利】指单位或雇主免费或低价提供给员工的各种实物产品和服务折价。

【消费支出】指住户用于满足家庭日常生活消费需要的全部支出，包括用于消费品的支出和用于服务性消费的支出。根据用途不同，消费支出可划分为食品烟酒、衣着、居住、生活用品及服务、交通通信、教育文化娱乐、医疗保健、其他用品及服务八大类。根据来源不同，消费支出可划分为现金消费支出、实物消费支出（含自产自用、来自单位和个人、来自政府和其他社会组织）。

【部分商业保险支出】包括意外伤害保险、商业医疗保险（含大病保险）、其他非储蓄型商业保险和其他储蓄性商业保险等。

【购置资产支出】包括构建住房支出、购买住房支出以及购置第一、二、三产业生产性固定资产支出。

【非经常性转移支出】包括博彩支出、婚丧嫁娶礼金支出、一次性赔偿支出、一次性馈赠支出和其他非经常性转移支出。

【非收入现金所得】主要包括出售资产所得、非经常性转移所得及其他非收入所得，此指标统计口径有所调整，不包含借贷性所得部分。

【Disposable Income】refers to the sum of the household income gained during the period of investigation that can be used as final consumption expenditure and deposit. It means the discretionary income of the households. According to the source of income, disposable income contains four parts: income from wages and salaries, net business income, net income from property and net income from transfers.

【Income from Wages and Salaries】refers to the labor remuneration and benefits obtained by the employments through various means, including all the labor remuneration and benefits in the employ of enterprises or individual, self-employed and part-time jobs.

【Net Business Income】refers to the net income of residents or resident members obtained in the production and business operation activities. It means the operating income deducts operating costs, productive fixed assets depreciation and production taxes. Calculation:

Net business income = operating income – operating costs – productive fixed assets depreciation – production taxes

【Net Income from Property】 means that the residents or resident members give the financial assets, Non-financial assets(such as housing)and natural resources they owned to other enterprises, residents or individual to manage, then they receive the net income after deducting the related expenses of the return. Net income from property includes net income from interest, income from bonus, net income from savings insurance, net income from the rent of transferring the right of management of contracted land, income from rental, income from renting other assets and virtual rent. Net income from property does not include the premium income of transferring the ownership of assets, and this premium income should be accounted into gain. Calculation:

Net income from property = Income from property – Expenditure of property

【Net Income from Transfers】refers the transfer income from country, institutions and social organizations to the residents minus the transfer expenditures from investigated residents to country, institutions, residents or personal. Income from transfers includes pension or retirement pay, social relief and assistance, policy allowance, relief, regular donations, policy production subsidies and medical reimbursement that country, institutions, social organizations transfer to residents. It also includes alimony, the revenue sent back by the non-permanent residents. Net income means that all the income mentioned above should deduct the payment of taxes, the social security expenditure, alimony expenditure, regular donations, compensation expenditure and other regular expenditure on transfers. Calculation:

Net income from transfers = Income from transfers – Expenditure on transfers

【Material Benefits】refers to the physical products and discounted services that enterprises or employers provide employees for free or at a low price.

【Expenditure for Consumption】refers to all the expenditures paid by urban households for consumption in daily life, including expenditure for customer goods and services. According to the different purposes, expenditure for consumption can be divided into eight categories: Food, tobacco and liquor, Clothing, Residence, Household facilities, articles and services, Transportation and communication services, Education, cultural and recreation services, Health care and medical services, Miscellaneous commodities and services. According to the different sources, expenditure for consumption divided into monetary expenditure for consumption and material expenditure for consumption (including self-produced and self-used, from institutions and person, from government and other social organizations).

【Parts of Expenditures on Commercial Insurance】 includes accident insurance, commercial medical insurance (including critical illness insurance), other commercial insurance excluding savings insurance and other commercial savings insurance.

【Expenditures on Acquisition of Assets】includes expenditures on building houses, purchasing houses and purchasing productive fixed assets of primary, secondary and tertiary industry.

【Non-recurring Expenditures on Transfers】includes expenditures on gambling, funeral, wedding gifts, one-time compensation, one-time gift and other non-recurring expenditures on transfers.

【Monetary Income Excluding Wage and Salary】mainly includes income from selling assets, non-recurring transfers, and other income excluding wage and salary. But it does not contain income from loan.